We all want to get through life earning money while keeping as much as we can. Of course, to make money, you need a job. To get a job, you need to meet the requirements of the job. Some jobs don’t require a college degree, but there are far more jobs that do require it than those that don’t. So, now you need to think about that college degree. As a parent, you may be stuck with paying tuition unless it’s understood that the child has to work and earn that money while at college to pay off for tuition, books and maybe even lodging. Fortunately, there are scholarships and programs which can mitigate the cost of college, but depending on your family’s income, you may not be able to qualify for them. At least, not without guardianship.

Generally speaking, scholarships and programs of similar nature allow the underprivileged an opportunity to enroll in college courses with no worries about cost. For those who don’t qualify, they’re left asking, “is there anything I can do to make sure I’m not spending as much?” The answer is yes, but a question will rise out of the explanation of the answer. An affluent family can circumvent the rules through the laws of guardianship.

Guardianship allows someone to be appointed as an individual’s guardian and make decisions that are in his or her best interest. In this case however, the guardian is only there to serve as a loophole in the rules of the scholarship or program. The affluent family will cede “guardianship rights” to a less affluent family member who can qualify for scholarships and programs of this nature. In the scholarship application process, rather than using information from the actual family – which can include income – the applicant will use the non-affluent family’s income to qualify. This is the loophole which has helped families save money for their children, despite having the income.

So with that said, we get to the question that has to be raised: is any of this morally or ethically right? The answer is no. This kind of action becomes a detriment to less affluent families who are turned away from a scholarship. Unfortunately, this is allowed right now because the court legitimizes the guardianship status, thus creating a significant problem. Sooner, rather than later, this loophole should be closed so that way, guardianships are strictly legitimized for the sake of an individual who actually needs someone to step in and make important decisions.