SSI is a program that is strictly need-based, according to income and assets, and is funded by general fund taxes. To meet the SSI income requirements, you must have limited income and resources.
An adult or child who has a disability must meet all of the following requirements:
- Have limited income
- Have limited resources
- Be a U.S. citizen or national or in one of certain categories of aliens
- Live in the U.S. or Northern Mariana Islands.
The monthly payment is based strictly on financial need and varies up to the maximum federal benefit rate. Some states add money to federal SSI payments. Approval for benefits generally takes three to six months. Once you’re approved for SSI, you’ll get benefits retroactive to the date of your application.
If you have a disability which prevents you from working, and you appear to meet all other eligibility requirements, it is possible to get SSI earlier. Sometimes on the day you apply.
In most states (including Michigan), people who get SSI are automatically eligible for Medicaid.